Pay Later

Sell more now, your customers pay later

With pay later, your customers can start enjoying your products before they pay.




average order value



Two options.

Two uses.

Let your customers buy now and pay later. It's more than a payment method: it's a marketing tool to increase your sales and average basket value.

Whether you offer payment in 15 or 30 days, your sales total is transferred to you instantly.

  • Pay in 15 days: two weeks that change everything

    Clear up your customers' remaining doubts. With payment in 15 days, they won't need to postpone their purchase to next month.

  • Pay in 30 days: a month to increase your average basket value

    With payment in 30 days, your customers can pay when they want. Choose more flexibility and increase your average basket value


Offer pay later online and/or in store

Give your customers up to 30 days to pay, whether you have an e-commerce site or a brick-and-mortar store. You'll increase your sales at the end of the month.


Your customer can finally choose their payment method

  • They can manage their budget as they like

  • They can treat themselves straight away

Stand out

Your customers want it and your competitors aren't yet offering it.

Offer them tomorrow's payment method, today.


100% guaranteed payment

Your customers pay later, but you receive all the money instantly. Alma will deal with any non-payment. Your cash flow is unaffected.

For you, it's like a conventional card payment. And for your customers, it's just as easy.

Your customers remain your customers

And they always will be! Alma never sells on or uses data collected. Promise.


of customers would change brand for more flexible payment.

Stand out with the seamless Pay Later experience.


Brands we work with

We have deployed Alma on our entire in-store network in record time. The solution is simple, intuitive and high-performance and the support from Alma to our in-store staff is outstanding.

Livio Tabbi - VP Global Retail @The Kooples

We chose Alma for our payment in instalments as it's so quick and intuitive for the end consumer. And the integration is easy for us as a business! Thanks to Alma, we've really seen our website conversion rate grow. We're looking forward to taking the partnership further, perhaps with new launches in other countries.

Stéphanie Crijns - E-commerce Specialist @Kitchenaid

Alma has accounted for a big share of our customer spend since we introduced it. We weren't expecting it to have such an impact: Alma has really boosted our business.

Georges Simon - CEO @Jane de Boy

We knew that up to 20% of sales are paid for in instalments on some websites, so were keen to try Alma. We're delighted with the solution: it's easy to set up, there haven't been any technical problems and our conversion rate has improved. We give it full marks!

Robin Ali - Co-fondateur @Panda Tea

Alma nous permet d'offrir un choix de paiement adapté aux attentes de nos clients et cela se traduit par une baisse de 30% d'abandon de panier.
Mais surtout, Alma est un partenaire de croissance qui mise sur l'avenir avec des solutions de paiement toujours plus innovantes qui répondent parfaitement à notre activité e-commerce.

Hugo Acket - CEO @Lucky One Bijoux


Increase your sales, just like the 6000 brands already using Alma